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Universal Business Council (“Universal Business Council,” “we,” “us,” or “our”) is a council operated and administered by Tosh Innovations Private Limited. We respect your privacy and are committed to protecting it through this Privacy Policy (“Policy”).
This Policy applies to personal and non-personal information collected through our website(s), landing pages, registration forms, learning platforms, webinars, events, communications, and any other online or offline channel where this Policy is linked, displayed, or referenced (collectively, the “Website” or “Services”).
This Policy explains what information we collect, how we collect it, why we use it, the circumstances in which we may share it, how long we retain it, and the choices and rights available to you.
Universal Business Council provides education and training services only. We do not provide financial advice, investment recommendations, or trading guidance of any kind.
1.1 Non-personal Information
When you visit or interact with our Website, we may automatically collect information about your usage and device through cookies, web server logs, pixels, JavaScript, and similar technologies.
This information may include your visit time and duration, pages viewed, navigation paths, time spent on pages, referral source (for example a search engine, advertisement, or social network), browser type and language, operating system, device identifiers, screen resolution, approximate location derived from IP address, and network provider details.
We may also collect interaction data such as clicks, scroll depth, video plays, widget interactions, downloads, outbound link clicks, and form submission errors. This information typically does not directly identify you by name.
1.2 Personal Information
We collect personal information only when you voluntarily provide it to us, or when it is necessary to deliver a Service you request.
Personal information may include your name, email address, phone number, professional details, billing or payment information, communication preferences, and any other information you choose to provide through forms, emails, chat, event registrations, or enrollment processes.
We do not intentionally collect personal information without your consent or another valid basis for doing so. Where consent is required, you may withdraw consent by contacting us using the details in the Contact section.
1.3 Information About Organizations
Where a business or legal entity interacts with our Website through an authorized representative, we may collect information relating to that organization.
This may include the organization’s name, website, country of incorporation, and business contact details. We collect this information for professional correspondence, enrollment administration, service delivery, and legitimate business purposes.
1.4 Browser Extensions and Integrations
If we provide or support a browser extension, plug-in, or integration, it will only access information you explicitly authorize through the applicable permission prompts.
We do not use such tools to track your browsing history outside of what you have expressly permitted and what is required for the tool to function as described.
We collect personal information when you submit it to us. This can occur when you register, enroll, contact support, subscribe to communications, participate in surveys or forms, attend events, or otherwise communicate with us.
We collect non-personal information automatically when you interact with the Website. This occurs through cookies and similar technologies, as well as standard server and analytics tools.
You may choose not to provide personal information. However, certain Services may not be available if required information is not provided.
3.1 Use of Non-personal Information
We use non-personal information to operate, maintain, and improve our Website and Services.
This includes understanding how visitors use the Website, improving page design and content, diagnosing technical issues, preventing repetitive prompts, enhancing performance, measuring campaign effectiveness, and customizing general user experience.
We may also use non-personal information to compile aggregated metrics, such as total visitor counts and the popularity of pages or features. Aggregated information is used for internal analysis and business planning.
3.2 Use of Personal Information
We use personal information to provide the Services you request. This includes processing enrollments, verifying identity where appropriate, managing access to learning resources, delivering certificates, responding to inquiries, and providing customer support.
If you subscribe or otherwise opt in, we may send you newsletters, program updates, and administrative communications. Administrative communications may include important notices about accounts, enrollments, payments, policy updates, or service-related issues.
If you provide your email address or other contact details, we may send promotional communications about our offerings or those of carefully selected partners, where permitted by law and subject to your preferences. You may opt out of promotional communications at any time by using the unsubscribe link included in emails or by contacting us.
3.3 Legal Claims and Policy Enforcement
If you post or submit content through interactive areas, we may disclose your identity to a third party who credibly claims that your content violates their intellectual property rights, privacy rights, or other legal rights.
We may also use personal information to prevent fraud, enforce our Terms and Conditions, protect our users, protect our business, and comply with lawful requests.
We may share information with third-party service providers that help us operate our business. This can include hosting providers, learning management systems, email delivery platforms, analytics providers, payment processors, customer support tools, and security vendors.
Such service providers are authorized to process information only as necessary to perform services for us and are expected to apply reasonable confidentiality and security measures.
We may share information in aggregated or anonymized form that does not reasonably identify you. This may be shared for analytics, marketing measurement, business reporting, and service improvement.
We may disclose information if required by law, regulation, legal process, or governmental request. We may also disclose information where we believe it is reasonably necessary to protect the rights, property, or safety of our users, the public, or Universal Business Council and Tosh Innovations Private Limited.
Cookies are small data files stored on your device that allow websites to function efficiently and help provide analytics and personalization.
We use cookies and similar technologies to enable basic website functionality, remember preferences, understand usage patterns, measure performance, and improve content and navigation.
Most browsers allow you to control cookies through settings. You can delete cookies already stored on your device and you can configure your browser to block or limit cookies. If you disable cookies, certain features and Services may not function properly.
We retain information for as long as reasonably necessary to provide the Services, fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
Retention periods vary depending on the nature of the information, the purpose for which it was collected, and any applicable legal or operational requirements.
Subject to applicable law, you may request access to your personal information, request correction of inaccurate information, request deletion, or request a copy of your information in a portable format.
You may also object to certain processing or request restriction of processing in some circumstances. Marketing preferences can be updated through unsubscribe links in emails or by contacting us.
To submit a request, contact us at [email protected]. We may need to verify your identity before fulfilling requests. We will respond within a reasonable timeframe and in accordance with applicable law.
We take privacy concerns seriously. If you believe we have handled your information in a manner inconsistent with this Policy, you may contact us at [email protected] with a detailed description of your concern.
We will review and respond as promptly as practicable, and typically within 30 days.
We maintain administrative, technical, and physical safeguards designed to protect personal information against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use.
No method of transmission over the internet and no method of electronic storage is completely secure. For that reason, we cannot guarantee absolute security.
By using the Website and transmitting information to us, you acknowledge that you do so at your own risk.
Our Website may contain links to third-party websites, products, or services. Third-party sites are governed by their own policies, and we are not responsible for their privacy practices.
We encourage you to review the privacy policies of any third-party site you visit.
We may use third-party analytics providers to understand Website usage, diagnose issues, and improve Services.
These providers may collect information through cookies and similar technologies in accordance with their own privacy policies. Where required, we will provide appropriate disclosures and consent mechanisms.
Our Services are not intended for individuals under the age of 16, or the legal minimum age in your jurisdiction if higher.
We do not knowingly collect personal information from minors. If you believe a minor has provided personal information to us, contact us and we will take appropriate steps to delete the information.
We may update this Policy periodically to reflect changes in practices, technology, legal requirements, or business operations.
When we make significant changes, we will post an updated version on our Website and update the effective date. Continued use of the Website after changes become effective constitutes acceptance of the updated Policy.
If you have questions about this Policy, your information, or our privacy practices, contact us at:
Universal Business Council is an alliance of business experts from all across the globe, with a passion for sharing their expertise and facilitating individuals to get valuable insights, resulting in excellent growth opportunities whether it is a product, Business or individual marketing needs.
